Raleigh Insurance Claims
Insurance Adjusters
Insurance Overview
Making Statements to Adjusters
Insurance Adjusters
After a car accident, it is the job of the insurance company to investigate the auto accident and determine how much compensation you should be paid. The insurance adjuster will talk to you about the auto accident and what damage resulted from the auto accident.
Keep in mind that the job of the insurance adjuster is to save the insurance company as much money as possible. This means they will attempt to have you admit fault, accept a small amount of compensation, or avoid hiring a lawyer.
Unfortunately, while an insurance adjuster may act as though they want the best for you, they don’t work for you. They work for the insurance company. The best way to deal with insurance adjusters is to hire an experienced auto accident lawyer and let your auto accident lawyer handle the insurance adjusters directly.
When meeting with an insurance adjuster, you should always have an experienced auto accident lawyer present.
An auto accident can be a very serious situation, and an insurance adjuster may attempt to make your losses seem as small as possible. This is unfair to you. You deserve to be wholly compensated for your losses after an auto accident.
An experienced auto accident lawyer from the Whitley Law Firm will evaluate you auto accident claim during your free consultation. Contact the Whitley Law Firm today.
Insurance Overview
In almost all states, the law requires automobile insurance for every road-worthy vehicle. Automobile insurance is provided to people so that if they are involved in a car accident, the insurance company will provide coverage for financial consequences to the other party’s losses.
There are many different types of auto insurance available. When you are seeking auto insurance, it is a good idea to look at many different insurance companies, comparing coverage and rates, to find the type of car insurance that is best for you.
There are two main types of automobile insurance. First party to insure you and your property, and third party auto insurance to cover other people and their property. If you are involved in a car accident and you are held liable, your car insurance policy will pay for the losses of the other party if you have third party insurance. If you only have first party insurance, then you may be required to pay for damages to the other party directly.
If you are involved in a car accident that was not your fault, you and/or your insurance company can seek compensation from the other party and/or their insurance company. If this occurs, your insurance company may be involved in the investigation to prove the car accident was not your fault.
Automobile insurance companies can be difficult to deal with, and their associated insurance policies can be very confusing. An experienced car accident lawyer will be able to help you after you’ve been in a serious car accident. Not only are they familiar with the insurance claims process, but they will also help you determine what losses you have suffered.
If you have been involved in a car accident, contact one of the experienced car accident lawyers at the Whitley Law Firm today. Our car accident lawyers are ready to handle your case.
Making Statements to Adjusters
When you file a claim following your auto accident, an insurance adjuster will investigate the auto accident, and determine what compensation you deserve. This can include compensation for injuries, as well as property.
Unfortunately, the insurance adjuster is not working for you. They work for the insurance company and they will attempt to save the insurance company as much money as possible. This means that they will try to have you admit fault, or say that your injuries are not as serious or permanent as they really are.
When dealing with an insurance adjuster, it is a good idea to have an experienced auto accident lawyer present so that you do not say anything that may negatively affect any compensation you receive.
When speaking to insurance companies, there are a few guidelines that can help your auto accident claim:
• Do Not Admit Fault – This is one of the most important things to remember when speaking to an insurance adjuster. After an auto accident, you may feel guilty about what happened, but a thorough investigation may prove that you are not the one responsible for the accident at all.
• Have a Witness – Make sure that a witness is present when speaking to an insurance adjuster.
• Take Notes – Take extensive notes about your conversation, including their questions and your responses. If possible, record the conversation.
• Don’t Sign Anything – The insurance adjuster may attempt to have you sign some documents, or written admissions. Do not do so unless or until your auto accident lawyer has reviewed the documents. This can have a negative effect on your claim, and may prevent you from receiving the appropriate compensation.
• Don’t Accept Settlements – If the insurance adjuster offers you a settlement in the first couple days following an auto accident, it may be an attempt to get rid of you and your auto accident claim. By waiting and filing a formal claim, you have a better chance of being fully compensated.
• Hire An Experienced Auto Accident Lawyer – An experienced car accident lawyer will be familiar with the auto accident claim process and the rules and regulations that must be followed. An auto accident lawyer will help talk to the insurance adjusters and recover from the losses you have endured.
If you have been involved in an auto accident, contact one of the experienced Raleigh auto accident lawyers at the Whitley Law Firm immediately. Insurance adjusters can be difficult to deal with and they may try to prevent you from receiving the appropriate compensation. With offices located in Raleigh, Charlotte, Jacksonville, New Bern, Kinston and Winston-Salem, a Raleigh personal injury attorney from the Whitley Law Firm is ready to assist you!
