Dealing with Farmers After an Accident in Raleigh
If you sustained injuries in a motor vehicle crash in Raleigh and the other driver was at fault, it is highly possible that the motorist could be insured with Farmers. When dealing with Farmers after an accident in Raleigh, it is crucial to make sure you protect your legal rights.
A trusted car accident attorney could help handle your case with Farmers and pursue fair compensation for the wrongs you have suffered because of another person’s negligence. To begin discussing the details of your case, be sure to schedule a free case evaluation today.
Factors that Could Impact the Value of a Claim with Farmers
One of the most common concerns that come up about dealing with Farmers after an auto accident in the local area is how much someone’s claim might be worth if they reach a settlement. In reality, a wide array of factors could impact the extent of the damages an injured individual might recover should they settle with Farmers.
The at-fault driver’s policy limits with Farmers will certainly be an important factor in any claim’s settlement value. The extent and severity of the claimant’s injuries and financial losses associated with the accident will also impact the settlement’s value.
One common mistake people sometimes make after an auto accident is waiting too long to seek medical treatment. This can actually be detrimental to a claim for settlement. Without concrete evidence of injuries, it will be far more challenging to recover any form of compensation. The insurance adjuster may even try to claim that the injury is unrelated to the current accident and point back to a previous incident as the source of the claimant’s harm, thereby trying to relieve Farmers of any liability for damages.
It is essential to work with a competent attorney who is familiar with the state’s laws governing personal injury and insurance claims. An attorney could assess all factors that may impact a particular claim’s value, including the types of injuries involved, lost wages sustained by the claimant due to their injury, and other compensable losses. A lawyer could build a robust case for compensation and combat any efforts by the Farmers adjuster to attempt to reject or diminish a claim’s value.
How to Handle a Request for a Recorded Statement
Another frequent issue that arises when dealing with Farmers after a collision in the nearby community is a request for a recorded statement. The Farmers insurance adjuster will very likely contact the injured individual shortly after the accident occurs or after a claim is filed to ask for their recorded statement about the crash. It is highly advisable to get in touch with an attorney before giving a recorded statement to the insurance company. An attorney could evaluate the facts at hand to determine whether a recorded statement should be given at all. Insurance adjusters will often try to use a recorded statement as a way to deflect liability from their own insured onto the claimant. As such, it is wise not to approach these matters without legal counsel. A lawyer could be on the phone with the claimant throughout the duration of the recorded statement and ensure their rights are thoroughly protected.
Contact a Raleigh Accident Attorney About Dealing with the Farmers Adjuster
If you need help dealing with Farmers after an accident in Raleigh, you could speak with a lawyer about your potential claim for damages. If you suffered injuries in a crash because the other driver was negligent, you could be entitled to compensation for your medical bills, wage loss, and other damages. Get in touch with our office to book a confidential case evaluation.