Cary Fire Damage Lawyer

A fire devastates your business, causing property damage and injuries. At this point, you may have no idea what to do next. In this situation, partner with a Cary fire damage lawyer since they can help you file an insurance claim and get compensation. 

At the Whitley Law Firm, we answer the call. Our team has more than 80 years of combined legal experience that we will apply to your fire damage case. Contact us today to speak with our commercial property damage lawyers in Cary. 

Types of Fire Damage Claims Our Cary Fire Damage Lawyers Often Handle

Fire damage is not one size fits all, and it ranges in terms of cost and severity. You can suffer damage that impacts your property and employees. Common types of damage reported after fires include:

Soot and Smoke Damage

Soot particles can seep into your walls and floors and corrode them. Smoke damages glass and upholstery, making them difficult to clean. Soot and smoke also contain toxins that you or someone else can inhale without realizing it, leading to respiratory infections and other health problems. 

Structural Damage

A fire puts your building’s structural integrity in danger. If a building’s beams, walls, floors, and roof are exposed to extreme heat, they are likely to burn or melt. This weakens the structure to the point where the building could collapse. 

Water Damage

When firefighters put out a fire, they do everything they can to extinguish the blaze as quickly as possible. They may spray massive amounts of water. This can penetrate building materials and cause them to warp or rot.

Electrical Damage

Fires damage electrical wiring, outlets, and panels. If you do not detect electrical issues right away, they will not resolve themselves. In a worst-case scenario, it may be unsafe to use electricity in your building, since doing so could start another fire.

Rather than face the consequences of a fire that damaged your property and resulted in injuries by yourself, get help from a Cary personal injury lawyer. The Whitley Law Firm will review your case for free. Get in touch with our fire damage lawyer in Cary today. 

How to File a Cary Fire Damage Claim

If your business suffers only a small amount of fire damage, reach out to a local restoration contractor. This will help you understand the extent of your damage and determine if an insurance claim is warranted. When there is only minor damage, a contractor can quickly fix it, and you can avoid an insurance claim. 

In a situation where you are unsure about whether an insurance claim is necessary, err on the side of caution. Connect with your insurer to explain what happened during your fire. You should immediately file an insurance claim if there is significant property damage and people get hurt. 

With claims where people suffered traumatic brain injuries or other severe harm, request assistance from a Cary catastrophic injury lawyer. Together, you and your attorney can submit your claim and seek the maximum amount of compensation. Your Cary fire damage attorney will also handle negotiations with an insurance company for you.

Cary Fire Damage Lawyer Near Me (800)785-5000

Fire Damage Claim Challenges 

If you think the claims process is fast and easy, think again. An insurance company focuses on protecting its best interests over yours. It may do many things to keep you from getting the money you want, such as:

• Deny your claim. Your insurer may dispute your losses or say your policy will not cover them, leading to a denial that slows down your efforts to get compensation. 
• Pay you less than you deserve. An insurance adjuster will explore every avenue to undervalue your claim in the hopes that their company will only have to pay you a fraction of what you are seeking. 
• Request additional proof. If an insurer asks for photos and other proof to support your request, your fire damage attorney in Cary will help you gather this information.

Your lawyer will go through the North Carolina personal injury claims process and other processes that may affect your claim. Throughout your claim, your attorney protects your best interests. They work diligently to negotiate a settlement that lines up with your expectations. 

Getting a Fire Damage Claim Settlement

According to North Carolina General Statutes (G.S.) § 1-52, there is a three-year statute of limitations to file a personal injury claim. Just because you submit your claim does not guarantee it will get settled shortly after that. Your attorney will let you know if your insurer offers a settlement and discuss the proposal with you. 

There is no legal requirement to approve a settlement offer. If an insurer makes an offer, you have the opportunity to ask your lawyer questions about it. Your attorney can explain what the proposal entails, ensuring you can make an informed decision on what to do with it. 

If you are not fully satisfied with a settlement offer, reject it. You will not incur any penalties. Next, your attorney will notify your insurance company about your decision, and they will keep negotiating for you. 

Let Our Cary Fire Damage Lawyer File Your Claim

The fire damage claims process is typically long and complicated. It only takes one mistake to derail this process and keep you from getting compensation. Fortunately, a lawyer can help you avoid mistakes at each stage. 

At the Whitley Law Firm, we provide compassion, support, and care to fire victims and their families. We proudly serve the Cary community and are committed to helping you with your insurance claim in any way we can. Contact us today to schedule a free case evaluation.