An explosion can cause injuries and property damage. Your business must consider these consequences as it deals with them. A Greensboro, NC, explosion damage lawyer can help during this challenging time by negotiating a fair insurance settlement on your behalf.
Whitley Law Firm will assist you after a business explosion in which people are injured. We bring more than 90 years of combined legal experience to your case. Contact us to discuss your case with our Greensboro commercial property damage lawyers.
Business Insurance Coverage for Explosion Damage
Buying insurance is different from having the right coverage. How your policy is structured determines if your insurance provider will cover medical bills for injuries, damage to your building, and other explosion-related losses. Insurance coverage available to businesses includes:
- Disaster: There are times when a natural disaster contributes to an explosion, and this coverage protects you financially in these situations.
- Fire: If a fire leads to an explosion, this will cover your losses.
- Property: This provides financial protection against most property risks, including those related to explosions.
Review your business insurance policy with an explosion damage lawyer serving Greensboro, NC. Whitley Law Firm will examine your insurance coverage in detail, helping you prepare documents for your claim. Speak with a Greensboro personal injury lawyer from our team.
For a free legal consultation with a explosion lawyer serving Greensboro, call (800)785-5000
Explosion Damage Insurance Exclusions
You believe your insurance coverage is comprehensive. However, your insurance company could argue that there are policy exclusions that prevent you from getting compensation for injuries and other losses related to your explosion.
Exclusions in your insurance policy that could lead your insurer to deny your claim include:
- Existing Damage: You asked your insurance company to pay for property damage that existed before your explosion.
- Incidental Damage: Water damage or other issues resulting from your explosion are not covered under your insurance policy.
- Intentional Act: Your insurer argues your explosion is the result of an intentional act.
If your insurer contests your claim, do not panic. A Greensboro, NC, explosion damage attorney will advocate for you and protect your legal rights throughout the claims process. We will make sure you file your claim immediately and that you are well-positioned to secure a reasonable settlement.
Greensboro Explosion Lawyer Near Me (800)785-5000
Tips for Filing a Greensboro, NC Explosion Damage Claim
You want your employees, clients, and others injured in your explosion to receive compensation for their medical expenses. An explosion damage attorney serving Greensboro, NC, understands this and works diligently to file your claim and get it approved. Here are things you and your lawyer can do together to make it tough for your insurer to dispute your claim.
Prepare a Body of Evidence
Saying people were hurt and property was damaged is not enough to get your claim approved. Use photos and videos of injuries and damaged property and other proof to support your claim. If people were severely hurt, a Greensboro catastrophic injury lawyer could gather evidence that shows you deserve compensation to help these individuals treat their injuries.
Tell Your Insurance Company About Your Explosion
Waiting to tell your insurance provider about your explosion will delay your claim. Instead, notify your insurer about your explosion as soon as you can, and the business will initiate the claims process. If a fire led to your explosion, you can get help from a fire damage lawyer in Greensboro who will represent you in communications with your insurer.
Give Your Insurer the Information it Requests
You may be worried that any information you provide your insurance company will ultimately be used against you.
Regardless, you should share accurate information about your explosion with your insurance company. If you choose not to do so, an insurance adjuster may find things are different from what you initially said when you filed your claim, leading to a denial of your claim.
Stay in Touch with Your Insurance Adjuster
Your insurance company will have an adjuster conduct an investigation and evaluate your losses. Hire a personal injury lawyer serving Greensboro to represent you in discussions with your adjuster. Your attorney will keep you updated about communications with them and let you know if they offer a settlement.
For additional insurance assistance or to file a complaint, reach out to the North Carolina Department of Insurance. Meanwhile, your lawyer will resolve issues as you move through the claims process. We can negotiate a settlement on your behalf, ensuring you receive enough compensation to cover the costs of treating injuries and other explosion-related losses.
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Work with Greensboro, NC Explosion Damage Lawyers Who Care for Clients Like Family
Going through the insurance claims process by yourself can cause long-lasting problems. Your insurer likely wants your claim to be resolved right away and does not want to pay you the full value. If your insurance company offers a lowball settlement, you could accept it since you have no idea how much your claim is actually worth.
If a business explosion causes injuries and other losses, seek help from Whitley Law Firm. We pursue justice for our clients and handle each case with wholehearted care. Contact us to schedule a consultation with our team.
Call (800)785-5000 or complete a Free Case Evaluation form
