Rocky Mount Fire Damage Lawyer

If a business fire happens, the blaze can disrupt your operations. Along with this, the fire can damage your property and result in injuries. Fortunately, a Rocky Mount fire damage lawyer helps you deal with the aftermath of your fire. 

The Whitley Law Firm has more than 80 years of combined legal experience on staff. If your fire caused people to get hurt, we are here to assist you. Contact us today to discuss your case with our commercial property damage lawyer in Rocky Mount.

Fire Damage Costs 

A fire will hamper your company’s productivity for the foreseeable future. File an insurance claim to request compensation to cover your immediate and long-term losses. You may account for many fire damage costs in your claim, such as:

• Business Interruption: As your business rebounds from your fire, your insurance company could cover your lost income and restoration expenses. 
• Inventory Damage: Your products may have been destroyed, and your insurance provider could offer compensation you can use to replace them.
• Structural Damage: If your building is damaged, your insurer could provide money to help you repair it. 

The Whitley Law Firm will calculate your fire damage costs. On top of that, our fire damage lawyer in Rocky Mount will account for your injury expenses when you submit your insurance claim. Get in touch with us to speak with our Rocky Mount personal injury lawyer. 

Documenting Fire Damage

Your Rocky Mount fire damage attorney will help you gather evidence to support your insurance claim. If you have a strong body of proof, it may be clear to an insurance company that you are in no way liable for your fire. Types of evidence that will help you document your damage include:

• Photos and Videos: Visual evidence shows an insurance company just how badly your property was damaged or how severely people were hurt.
• Receipts: These prove how much you previously paid for property that was damaged or destroyed in your fire. 
• Estimates: If you have estimates from multiple restoration companies or contractors, you can explain what it could cost to get property repairs. 

If people were seriously hurt during your fire, collect evidence that highlights the cost of medical treatments and similar expenses. A Rocky Mount catastrophic injury lawyer will consider the economic and non-economic damages associated with any fire-related injuries. They will account for these damages as they negotiate a settlement with your insurance company. 

Rocky Mount Fire Damage Lawyer Near Me (800) 785-5000

Why an Insurance Company Will Deny a Rocky Mount Fire Damage Claim 

You believe your insurance company will fully cover your fire damage claim. Yet, your insurer may doubt your claim’s validity. Ultimately, there are many reasons why an insurance provider may reject your claim, including:

• Insufficient Coverage: Your coverage does not apply to fire damage. 
• Liability: Your insurer says you or one of your employees is responsible for your fire. 
• Property Design: Your insurance company finds a property defect contributed to your fire, and this issue nullifies your existing policy. 

Your fire damage attorney in Rocky Mount understands the challenges associated with insurance claims. To help you deal with these challenges, your lawyer will provide you with a guide to filing insurance claims. Plus, they will protect your legal rights in insurance settlement negotiations, putting you in a great position to get fair and reasonable compensation. 

When to Reach Out to a Rocky Mount Fire Damage Lawyer

North Carolina has a statute of limitations of three years for personal injury claims, according to General Statutes (G.S.) § 1-52. If someone gets hurt in a fire at your business, you have up to three years to file a claim for compensation. Beyond three years, you are solely liable for any injury-related losses. 

A personal injury lawyer in Rocky Mount will encourage you to file your insurance claim promptly after your fire. Next, your insurance company will have an adjuster handle your claim. The adjuster will evaluate your property damage and injuries and consider how much money to offer.

Insurance settlement negotiations can be complicated. By hiring a lawyer, your best interests are represented throughout these negotiations. Your attorney shares negotiation updates, lets you review settlement proposals with them, and answers any questions you have as they work to resolve your claim as quickly as possible. 

Partner With a Rocky Mount Fire Damage Lawyer

It is tempting to file a fire damage insurance claim by yourself, but doing so may actually do more harm than good. Your insurance company is likely more focused on its bottom line than your claim. Thus, the business could offer a lowball settlement — if you accept this proposal, you may have to cover most of your fire-related losses out of your own pocket.

At the Whitley Law Firm, we give you the Whitley Advantage. Our team goes above and beyond the call of duty, helping you negotiate a fire damage settlement with your insurer that gives you enough money to cover all of your losses. Contact us to schedule a free case evaluation.