Southern Pines Bad Faith Insurance Lawyer

Are you facing challenges with your insurance claim in Southern Pines? Has your insurance company unfairly denied, delayed, or undervalued your claim after a major disaster like Hurricane Helene? You may be dealing with bad faith insurance practices. These are illegal.

Whitley Law Firm understands people’s frustration and stress when they’ve been denied insurance payments after they’ve paid premiums diligently. You expect your insurer to follow through on their promise to cover you in exchange for your money. When they refuse, we’ll be there to advocate for you.

Contact our Southern Pines bad faith insurance lawyers if your insurance company cheats you out of your fair compensation. Since 1974, our team of Southern Pines personal injury lawyers has answered the call of clients like you to advocate for what you’re owed from insurance companies.

About Liability Insurance Policies

Most people who own property carry liability insurance to cover the costs of the unexpected. These policies are vital after natural disasters like hurricanes. Each policy contains a certain amount of coverage for various disasters and damages.

For instance, there may be separate coverage of the main building on the property, additional structures on the property, the contents of the buildings, and more. Also, some policies may exclude certain kinds of natural disasters from coverage.

If your insurance company denies coverage types included in your policy, they may be violating their contract with you. That’s acting in bad faith. You held up your end of the bargain, and they didn’t. If this happens, our team will be ready to stand up to them.

What does Bad Faith Mean?

Insurance companies are required to act in good faith when handling claims. This means they must promptly investigate claims, provide fair and reasonable settlements, and communicate clearly with policyholders. Bad faith occurs when an insurance company fails to honor these obligations.

Operating in bad faith is against the law, and you have legal recourse to fight the insurer for their mismanagement of your case. But insurance companies have armies of lawyers ready to defend them. Fighting the insurers alone is unwise.

Instead, turn to the team at Whitley Law Firm. We have been successful with bad faith cases, and we’re confident we can help you. We’ll help you understand your rights as a policyholder and explain if you’ve been the victim of bad faith.

Southern Pines Bad Faith Insurance Lawyer Near Me (800) 785-5000

Bad Faith Insurance Practices

Shady insurance companies may try bad faith actions to get you to give up your claim or accept a much smaller settlement. Some common bad faith insurance practices include:

• Unreasonable claim denials: Your insurer may deny your claim without proper investigation or explanation.
• Delayed claim processing: The insurance adjuster may intentionally drag out the claims process, hoping you’ll give up or accept a lower settlement.
• Undervaluing claims: Your insurer might offer a settlement far below your claim’s actual value.

If you’ve been the victim of any of these, seek legal assistance. Our Southern Pines bad faith insurance lawyers can help you determine if your insurer is acting in bad faith and guide you through the next steps to hold your insurer accountable.

Potential Compensation in Bad Faith Insurance Cases

You may be entitled to financial compensation if we prove that your insurance company acted in bad faith. This compensation can include payment for:

• The amount you were originally owed under your policy.
• Compensation for any extra losses you suffered due to the bad faith actions.
• Sometimes, the court may award additional damages, such as punitive damages or legal fees, to punish the insurance company for its misconduct.

The potential compensation will depend on the specific details of your situation, but our Southern Pines bad faith insurance attorneys will always work to get you the most money possible.

The Legal Process for Bad Faith Insurance Claims

Understanding the legal process of a bad faith insurance lawsuit can help you feel more confident as we pursue your claim. Here is a high-level overview.

Filing a Lawsuit

The first step is filing a formal lawsuit against the insurance company. This document outlines your allegations of bad faith and the damages you’ve suffered.

Discovery Phase

During this phase, both sides exchange information related to the case. This may include policy documents, claim records, and other relevant evidence.

Negotiations and Potential Settlement

Many bad faith insurance cases are resolved through negotiations and get settled outside of court. We can review settlement offers and tell you if they are fair or if you need to keep fighting.

Trial

If the insurer continues to operate in bad faith and denies your claim, we’ll take them to court so a judge and jury can decide which side is right.

Why Choose Whitley Law Firm for Your Southern Pines Bad Faith Insurance Case

At Whitley Law Firm, our motto is We Answer the Call, but what does this mean? We bring to every case a commitment to our core values of innovation, compassion, determination, accessibility, and community involvement. These values guide our approach to every case we handle in Southern Pines.

We accept bad faith insurance cases on a contingency fee basis. You only have to pay us if we help you win your case. Therefore, you are not at risk of financial risk by contacting us for legal advice and representation.

Take Action Against Bad Faith Insurance Practices in Southern Pines

Don’t let insurance companies take advantage of you. If you believe you’re a victim of bad faith insurance practices in Southern Pines, it’s time to take action. Contact Whitley Law Firm today for a free consultation.

Speak with a Southern Pines bad faith insurance lawyer to learn your legal options and how we can help you get the money you’re owed from your claim. You’re already suffering from one disaster. Don’t let the people you were paying to protect you fail you by letting them have their way.