An accident devastates your business, causing injuries and property damage. At this point, get help from an Angier commercial property damage lawyer. With your attorney’s guidance, you can avoid legal roadblocks throughout the insurance claims process.
The Whitley Law Firm team has more than 120 years of combined legal experience. Let a personal injury lawyer serving Angier from our team evaluate your injury and property damage case and explain your legal options in depth. Request a consultation.
What Is Commercial Property Damage Insurance?
This protects your business premises and items located within your property if an unexpected event results in damage. There are multiple categories of commercial property insurance. Here are some of the reasons to file a commercial property damage insurance claim.
Storm Damage
A hurricane, flood, or another natural disaster leads to injuries and structural damage to your business headquarters. If these things happen, connect with a commercial property damage lawyer serving Angier. They can submit a storm damage insurance claim on your behalf.
Fire Damage
You do everything within your power to protect against fires. In spite of your best efforts, a fire occurs at your business, and the blaze causes major damage. An attorney can review your commercial property insurance policy and determine if it covers fire damage.
Business Interruption
Following a natural disaster, your company could struggle to stay afloat financially. Fortunately, business interruption insurance coverage can replace your lost income. A lawyer can gather evidence for you as part of a business interruption insurance claim.
The Whitley Law Firm can help you negotiate with an insurance company in the aftermath of commercial property damage and injuries that occur due to no fault of your own. We can also provide you with a guide to filing insurance claims. Contact us for more information.
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Contact Us Today For a FREE Confidential Case Review (800)785-5000How to File an Angier Commercial Property Damage Claim
Hire an Angier commercial property damage attorney who will share an insurance adjuster’s perspective of your claim. They will guide you through the insurance claims process and share recommendations to help you avoid a denial. With help from your attorney, you can follow these steps to submit your claim promptly.
Notify Your Insurance Carrier
Tell your insurance provider about your commercial property damage right away. In North Carolina, insurers must respond to your claim within 30 days of receipt. Verify your insurance company receives all required documentation, as failure to provide it in a timely manner can lead to a delay or rejection of your claim.
Collect Evidence
Use photos and videos of property damage, your policy information, and other proof to support your claim. A commercial property damage attorney serving Angier can build a body of evidence. They will work diligently to show you deserve compensation for your losses.
Complete Temporary Repairs
Fix broken windows and doors, cover roof openings, and perform other temporary repairs. Get receipts and invoices for these. You can submit this documentation to your insurer for reimbursement.
Request Repair Estimates
Have professionals come to your property and provide repair estimates. Ultimately, an insurance adjuster could offer a settlement based on their assessment of your property damage. Meanwhile, you can use your repair estimates to help you determine if what the adjuster offers is fair.
You may submit an insurance claim correctly but still have it denied. Thankfully, your lawyer understands the challenges you will face during the claims process. They can discuss how to prove a bad faith insurance case and, if warranted, submit an appeal for you.
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Appealing a Commercial Property Damage Claim Denial
If your commercial property damage claim is rejected, you have options. Your lawyer can file an appeal, which could lead to a reversal of the original rejection. Here are tips to help you submit an appeal and boost your chances of getting the initial decision against you overturned:
- Read through the denial letter with your attorney. This will give you insights into why your claim was denied.
- Appeal your rejection immediately. You have up to 180 days from the date you receive your rejection letter to appeal, and this time frame may not be extended.
- Prepare your response. Work with your lawyer to craft an argument to contest this rejection.
During the appeals process, reach out to the North Carolina Department of Insurance for additional assistance or to file a complaint. Along with this, communicate and collaborate with your insurance company. If necessary, your attorney can file a bad faith insurance lawsuit against your insurer.
This firm has always been about people and helping them.
Contact Us Today For a FREE Confidential Case Review (800)785-5000Our Angier Commercial Property Damage Lawyers Value Fairness and Justice
Your business has to deal with injuries and property damage as a result of an incident beyond your control. Even though you have insurance coverage, your insurer can dispute your claim. With help from an Angier personal injury attorney, you can show your insurance carrier you deserve compensation for your losses.
The Whitley Law Firm has great respect and concern for the law. Trust us for legal guidance and support with your commercial property damage claim. Schedule a consultation with our lawyers.
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Contact Us Today For a FREE Confidential Case Review (800)785-5000