You don’t have to resign yourself to financial instability in the face of commercial property damage. You can hold negligent parties accountable for the losses you’ve sustained. New Bern commercial property damage lawyers can help you take advantage of the financial safety nets available to leasees and owners alike.
You can connect with Whitley Law Firm’s personal injury lawyer in New Bern today. Our team can go over your right to financial support before your statute of limitations expires. Our efforts can help you secure the settlement you need to protect your finances and restore your property. Get in touch today to book your FREE commercial property damage case consultation.
Commercial Property Damage Can Leave You With Serious Physical Injuries
You have the opportunity to pursue compensation for commercial property damage when that damage leaves you with physical injuries. New Bern personal injury lawyers can assess the severity of your injuries and demystify the civil process on your behalf.
Some of the most common injuries that stem from commercial property damage can include the following:
- Traumatic brain injuries
- Broken bones
- Fractured bones
- Spinal cord injuries
- First, second, and third-degree burns
- Temporary or permanent disabilities
We take steps to make it easier for physically-injured property owners and leasees to take action against negligent parties. You can bring any questions you have about your right to pursue a claim alongside a commercial property damage lawyer to our team today.
For a free legal consultation with a commercial property damage lawyer serving New Bern, call (800)785-5000
How to Recover from Commercial Property Damage
You can secure the financial aid you need to restore commercial property damage in several different ways. If you have insurance, you can collaborate with an insurance claims adjuster to utilize your policy. However, you must file a claim with your provider within a reasonable amount of time if you want an insurance claims adjuster to assess your losses.
You also have the right to explore your civil options. If you suspect that a contractor’s negligence contributed to your losses, you may have the right to sue that party for them. New Bern’s personal injury lawyers can also help you sue an insurance company for refusing to acknowledge the reality of your losses.
Neither of these processes is better than the other. They are both tools you can use to protect your business’s financial health as you recover. We recommend that you connect with an attorney after assessing your losses so you can take advantage of all of your routes to recovery.
New Bern Commercial Property Damage Lawyer Near Me (800)785-5000
The Pros and Cons of Working With an Insurance Claims Adjuster
Your insurance policy should protect you from natural disasters and other forms of commercial property damage like vandalism. Investing in a policy allows you to recover damages based on your most pressing financial losses following damage to your property. However, insurance companies can deliberately complicate your recovery.
Your provider may reject your claim even if it’s backed by substantial evidence of losses. Basic errors can force you to restart your claim or even bar you from receiving the support you’ve paid for. Fortunately, you can work with a commercial property damage attorney to make sure you’re following proper procedures when filing your claim.
Our team can work with you as you assess the damage done to your property and your next best steps. Our presence can reduce an insurance claims adjuster’s attempts to act in bad faith. We can also help you appeal a denied claim if an insurance company tries to wrongfully dismiss your request for support.
Documenting the Damage Can Help You Make Your Case
If you can document your commercial property damage within a few days of an inciting incident, you can more effectively argue for the support you deserve. We recommend that you:
- Account for any damage done to your inventory, cross-referencing against purchasing invoices
- Take photos and video of the damage done to your property
- Take photos and videos of your inventory
- Provide photos or records of your pre-accident inventory
- Secure any paperwork from contractors, suppliers, or related parties
- Highlight the most relevant coverage elements included in your insurance policy
- Consider working with a third-party assessor to establish the value of your losses
- Request a police report from local law enforcement if applicable
While insurance companies can reject a well-documented claim, your efforts to outline the extent of your losses can come in handy later on. An experienced commercial property damage attorney can use this evidence to inform local civil courts about an insurance company’s efforts to act in bad faith.
In other words, your documentation protects your right to financial support.
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How to Request the Financial Support You Need to Recover
Most insurance companies will meet with you to discuss the damage settlement you need to recover. You can bring a New Bern commercial property damage attorney to these negotiations to keep the conversation civil. Our team can continually re-center the conversation on the total value of your losses instead of allowing a provider to reduce your losses.
It’s unlikely you’ll have to request litigation to get the support you need to recover. If an insurance provider refuses to acknowledge the reality of your losses, though, you can proceed to court. Your attorney can keep the door open for negotiations while emphasizing that you’re serious about getting the financial support you deserve.
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File Your Commercial Property Damage Claim Before Time Runs Out
If you need to take legal action against an insurance provider or negligent contractor, you need to do so within the three-year deadline established by G.S. § 1-52.
This is North Carolina’s personal injury statute of limitations. You cannot file for financial support if you don’t bring a personal injury claim forward before your case’s statute of limitations expires.
What to Expect from Police Officers When Reporting Commercial Property Damage
If your commercial property is damaged by vandalism, contact the local authorities as soon as possible. It’s in your best interest to integrate a police report into your request for damages, as officers can speculate on liability and damage value.
Filing an insurance claim or commercial property damage lawsuit is not the same thing as pressing charges against a vandal. If you want the state to open a criminal investigation into a vandal’s behavior, you can work with area police. Insurance and civil claims solely allow you to fight for post-damage compensation.
Our Commercial Property Damage Lawyers in New Bern Are Here to Help You
Commercial property damage attorneys in New Bern have the experience to fight for the settlement your property needs. You can work with our team to assess the damage to your land before you request support. Depending on your needs, Whitley Law Firm can help you file an insurance claim or go to court.
Are you ready to learn more about your right to a commercial property damage settlement? Contact us today to book a free case consultation.
Call (800)785-5000 or complete a Free Case Evaluation form
