Carrboro Commercial Property Damage Lawyer

Your business faces the ramifications of a natural disaster or accident. At this point, you are figuring out how to manage the costs of personal injuries, damaged or destroyed property, and other losses. Meet with a Carrboro commercial property damage lawyer, and they can help you file an insurance claim and request the most compensation possible for your injuries and losses. 

With more than 120 years of combined legal experience on staff, the Whitley Law Firm can handle your commercial property damage insurance claim. Let a personal injury lawyer serving Carrboro from our team speak with your insurer on your behalf and help you prove you deserve compensation. Contact us today to get started. 

Reasons to File a Carrboro Commercial Property Damage Insurance Claim

Common reasons to submit a commercial property damage claim include fire, water, and storm damage. These and similar issues can structurally damage your building and destroy your equipment and inventory. Once you file an insurance claim, you could receive compensation for your losses. 

Submitting a claim and getting it approved are two very different things. Unfortunately, an insurance company can deny your claim in spite of the fact that you may have valid coverage. If this happens, work with a Carrboro commercial property damage attorney who can appeal your insurer’s decision. 

The Whitley Law Firm team can provide insights into an insurance adjuster’s perspective of your claim and other topics relating to your case. Our lawyers are available to review your case and explain your legal options. Schedule a case consultation with us. 

Steps for Filing Your Claim

A commercial property damage lawyer serving Carrboro simplifies the insurance claims process. As part of their efforts, your attorney provides a guide for filing insurance claims. Along with this, they can walk you through each of these steps of the claims process. 

Document Your Losses

Gather photos and videos of your property damage, information about personal injuries that occurred, and other proof. It can be beneficial to prepare a list of items that were damaged or destroyed. Your body of evidence should highlight your losses and the costs associated with them. 

Get Emergency Repairs

Fix broken windows, holes in your roof, and other property issues requiring your immediate attention. Track the invoices and receipts relating to your property repairs. You can share these documents with your insurer and request compensation accordingly. 

Cooperate with an Insurance Adjuster

Let an insurance adjuster inspect your losses. Be present at your property when the adjuster completes their inspection. A commercial property damage attorney serving Carrboro can provide tips for talking with insurance companies and discussing your claim with your adjuster. 

Receive Professional Estimates

Ask contractors and other professionals to assess your losses. Professional estimates will give you additional proof to verify how much money you will need to repair or replace damaged or destroyed property. They can make it tough for an insurance adjuster to justify a lowball settlement offer. 

Negotiate a Settlement

If your insurance company makes a settlement offer, discuss it with your lawyer. Together, you and your attorney can weigh a proposal’s pros and cons. Your attorney can explain what happens when you reject an insurance settlement offer and continue to negotiate with your insurer until you get a proposal that lines up with your expectations. 

Ideally, your insurance company provides adequate compensation. Alternatively, the business could delay your claim or take other steps that ultimately lead to a rejection. With your lawyer’s assistance, you can boost your chances of having your claim immediately approved.

Bad Faith Tactics in Commercial Property Damage Claims

Sadly, some insurance providers use bad faith tactics to contest commercial property damage claims. These tactics are often effective, as they keep policyholders from getting compensation for their losses. They can include:

• Saying property damage is the result of normal wear and tear
• Noting property damage is due to poor maintenance
• Misrepresenting a policy’s terms, conditions, and coverage
• Undervaluing a claim
• Ignoring or choosing not to respond to emails, phone calls, and other communications from a policyholder

If you believe you are the victim of these or other bad faith tactics from your insurer, seek legal help. A lawyer can provide legal assistance or file a complaint with the North Carolina Department of Insurance for you. They can build a case to show your claim is legitimate, and, as such, your insurer should have to cover your losses. 

Carrboro Commercial Property Damage Lawyer Near Me (800) 785-5000

Our Carrboro Commercial Property Damage Lawyers Understand the Impact of Insurance Claims

The injuries and property damage that follow a natural disaster or accident can be overwhelming. Your business wants your insurance provider to cover these and other losses per your policy. Yet, your insurer disputes your claim, and you have no idea what to do from here. 

If you are struggling to secure compensation from your insurer based on injuries, property damage, and other losses, the Whitley Law Firm team is here for you. Our lawyers are your legal advocates and protect your legal rights throughout the claims process. Request a consultation with our attorneys.