Clayton Commercial Property Damage Lawyer

As a business owner, you may face unexpected events that cause significant damage to your commercial property. Fires, floods, and other unforeseen incidents can have a substantial impact on your business. At Whitley Law Firm, we have over 120 years of combined experience, and we are committed to helping you through this process. 

Our team of Clayton commercial property damage lawyers can guide insurance claims and advocate for a fair settlement.  If you or a loved one has been injured on your commercial property, you may also want to consult with a Clayton personal injury lawyer who can provide additional support.

Injuries You Can Suffer in a Commercial Property Damage Accident

A commercial property damage accident in Clayton can result in a wide range of injuries, depending on the circumstances. Common injuries our Clayton commercial property damage lawyers can help you build a case for include:

• Slip and fall injuries: Wet floors, uneven surfaces, and poor lighting in commercial spaces often lead to slip and fall accidents. Victims can suffer fractures, sprains, or head injuries, sometimes requiring extensive medical treatment.
• Head and brain injuries: Falling debris or accidents involving unsafe construction sites can lead to traumatic brain injuries (TBIs). These injuries can have long-term effects on your cognitive abilities, memory, and quality of life.
• Back and spinal cord injuries: Accidents involving falls or being struck by objects can result in spinal cord injuries, which may lead to chronic pain, limited mobility, or even paralysis in severe cases.
• Cuts and lacerations: Broken glass, sharp objects, or structural damage can cause deep cuts and lacerations. These injuries often require stitches or surgery and can leave permanent scars.
• Soft tissue injuries: Muscles, tendons, and ligaments can be damaged in commercial property accidents, leading to painful sprains, strains, and tears. These injuries often take months to heal and may affect your ability to work.

Types of Commercial Property Damage in Clayton

When a commercial property sustains damage, you’ll need to identify the type of damage to determine the best course of action for recovery. We handle the following types of cases:

Natural Disaster Damage

One of the most devastating types of commercial property damage is caused by natural disasters. As a commercial property owner, you understand the importance of being prepared for such events. Some common types of natural disasters that can cause commercial property damage include:

• Floods, which can be particularly destructive and require flood insurance options
• Hurricanes, which can bring strong winds and storm surges that can devastate your property
• Tornadoes, which can cause widespread destruction in a matter of seconds
• Wildfires, which can spread quickly and cause significant damage to your property

It’s important to have a storm preparedness plan in place to minimize damage and guarantee business continuity. This plan should include measures such as securing outdoor furniture and equipment, boarding up windows, and having a backup power source. 

Human Error Damage

Negligence and human error can cause significant damage to your property, resulting in costly repairs and potential business interruption. Human error damage is a common type of commercial property damage that various factors, including employee mistakes and system failures, can cause. 

System failures can also significantly damage your property. For example, a faulty electrical system can cause a fire, while a malfunctioning plumbing system can cause water damage. In some cases, human error damage can be prevented by implementing proper safety protocols and training employees to follow established procedures. 

Clayton Commercial Property Damage Lawyer Near Me (800) 785-5000

A Clayton Commercial Property Damage Lawyer Can Maximize Your Financial Recovery

Hiring a skilled Clayton commercial property damage lawyer can significantly increase the amount of compensation you receive. An experienced attorney will ensure that every aspect of your claim is thoroughly documented, including lost revenue, repair costs, and other financial losses, ensuring no potential compensation is overlooked.

One of the biggest advantages of hiring a lawyer is our in-depth understanding of insurance policies. Your attorney will carefully review your policy to uncover any hidden pitfalls, such as exclusions or coverage limits, and will fight to maximize your payout. Without this help, you risk having your claim reduced or denied based on technicalities that could have been avoided.

In addition, an experienced lawyer will handle all negotiations with the insurance company on your behalf. Insurers often try to minimize payouts, but with a lawyer advocating for you, they are more likely to treat your claim fairly. Your lawyer will present a strong case backed by evidence, pushing for the maximum compensation possible so you can focus on getting your business back on track.

Proving Business Interruption Losses

To calculate losses accurately, you must assess the damage to your commercial property and determine the financial impact of the interruption. A loss calculation process involves analyzing your business’s financial records, such as income statements and tax returns, to determine the revenue and expenses before and after the interruption.

Conducting a damage assessment is important for establishing the extent of the losses and determining the claim amount. You must document all damage, including physical damage to the property and equipment and disruptions to operations. 

A thorough loss calculation involves determining the business interruption period, which is the time it takes to restore the business to its pre-interruption state. You must also calculate the resulting losses, including lost revenue, increased expenses, and any additional costs incurred during the interruption period. 

Negotiating With Insurance Companies in Clayton

Many commercial property owners find themselves at odds with their insurance companies when filing a claim for business interruption losses. This often occurs due to disagreements over policy coverage, claim value, and the extent of damages. 

As you negotiate with your insurance company, keep in mind the following considerations:

• Be aware of the fine print in your policy, including any exclusions or limitations that may affect your claim.
• Keep detailed records of all correspondence and communication with your insurance company.
• Don’t be afraid to ask questions or seek clarification on any aspect of the claims process.
• Be prepared to negotiate and advocate for yourself to secure a fair settlement.

Contact a Clayton Commercial Property Damage Lawyer

Having a skilled lawyer can greatly aid the process of recovering from commercial property damage. We recommend seeking the help of a Clayton commercial property damage lawyer from Whitley Law Firm to guide you through the claims process, safeguard your rights, and help you maximize your financial recovery.

Contact us today for a free consultation. We’ll respond to you within 24 hours or less.