What Is the Average Finger Injury Workers’ Comp Settlement?

There is no average finger injury workers’ compensation settlement. The unique factors of your claim will determine the amount you receive. However, there are things you and your lawyer can do to protect the value of your claim.

An experienced Raleigh workers’ compensation lawyer will negotiate with the insurance company for the maximum settlement. The sooner you seek legal guidance, the more time your attorney can spend on strengthening your case.

Factors That Determine the Finger Injury Compensation Amount

Each finger injury case is different, but insurance companies typically evaluate claims based on similar types of losses. Your lawyer will assist you throughout the process of filing a workers’ compensation claim for your finger injury.

The Severity of Your Finger Injury

More serious injuries, such as fractures, amputations, or permanent damage, typically result in higher compensation compared to minor injuries like sprains or bruises. This is because severe injuries often require extensive medical treatment and may lead to lasting effects on your ability to perform your job.

Impact on Ability to Work

If the injury affects the worker’s ability to perform their job tasks, especially if they rely heavily on their hands, it can lead to a loss of income. For example, someone whose job involves manual labor or fine motor skills may face challenges in returning to work, resulting in additional financial strain.

Workers’ compensation benefits may cover not only the immediate medical expenses but also any lost wages during recovery and potential future earnings if the injury leads to long-term limitations.

Permanent Impairment or Disability

If the injury results in lasting effects, such as reduced mobility, loss of function, or chronic pain, you may require ongoing medical care or adaptations to your daily life. This long-term impact not only affects their quality of life but can also limit their ability to work in their previous capacity or even in a different job.

The disability rating is a percentage that reflects the extent of your finger injury. The rating scale ranges from 0 to 100%. A rating of 100% means your injury is considered a total disability, while a rating below 100% indicates that you have a partial disability. This rating helps determine the level of compensation you may receive for your injury in your workers’ compensation claim.

Average Weekly Wage

For example, North Carolina workers’ compensation laws allow you to receive two-thirds of your average weekly income. As of January 1, 2023, the highest weekly benefit you can get is $1,254.00. You will receive this benefit until you can return to work or reach maximum medical improvement (MMI).

What You Can Do to Increase the Value of Your Workers’ Compensation Settlement

The first steps you take after the accident that caused your finger injury will impact the value of your claim. Your first priority should be to ensure your safety. Once you are out of harm’s way, talk to your employer about what happened.

To protect the value of your workers’ compensation claim, take the following steps:

• Report the accident to your employer within 30 days.
• Seek medical attention immediately and keep records of all treatments.
• Document the details of the accident, including the date, time, and circumstances.
• Gather witness statements and contact information if possible.
• Follow your doctor’s treatment plan and attend all scheduled appointments.
• Keep copies of all correspondence with your employer and insurance company.
• Avoid discussing your injury or claim details on social media.

The stakes are high. To make sure you receive a fair workers’ settlement, work with an experienced lawyer. They will compassionately guide you through the workers’ compensation process.

How a Workers’ Compensation Lawyer Can Maximize the Value of Your Finger Injury Settlement

Finger injury cases in workers’ compensation can be challenging without the right legal support. Insurance companies often undervalue claims and may downplay your injury as minor. An experienced lawyer can develop a strong case.

A workers’ compensation attorney can increase your finger injury settlement by:

• Accurately assessing the value of your claim.
• Gathering essential medical evidence.
• Documenting all expenses related to your injury.
• Negotiating effectively with insurance companies.
• Ensuring you meet all deadlines for filing and documentation.
• Advocating for your rights throughout the claims process.
• Highlighting the long-term impact of your injury on your life and work.

When choosing a lawyer, find a law firm with a history of winning cases and securing fair settlements. Experienced attorneys understand the workers’ compensation system and know how to negotiate with insurance adjusters to get you the compensation you need.

Call an Experienced Workers’ Compensation Lawyer

Whitley Law Firm has been dedicated to helping injured victims since 1974. Throughout the years, we have supported many clients in rebuilding their lives. If you’ve been injured at work, we will help you take the next steps.

With our experienced team managing your benefits, you can concentrate on your recovery and enjoy time with your family. Contact us today to arrange a legal consultation if you have suffered a serious injury. We will discuss the specifics of your case and guide you through the process.