If an insurance company has ever denied your claim outright or given you the runaround instead of paying for the coverage you paid for, you may have wondered whether they were acting in “bad faith.” Bad faith is an important legal concept that all consumers should understand when dealing with insurers. In this guide, our …
Insurance Claims
How to Sue an Insurance Company for Bad Faith
Suing an insurance company for acting in bad faith means pitting yourself against an army of defense attorneys in a complicated and hard-fought legal battle. However, you don’t need to worry about a thing when you enlist the help of a bad faith insurance lawyer. There Are Several Approaches to Suing an Insurer for Bad …
What Happens When Insurance Doesn’t Cover All Medical Bills?
If insurance doesn’t cover all your medical bills after a car accident, slip and fall, or other personal injury accident, a lawyer can help you explore different options for seeking compensation, such as negotiating with the insurance company, making a claim with a different insurance policy, or filing a lawsuit. The last thing you want …
Insurance Agents and Adjusters: What’s the Difference?
An insurance agent is a person who is responsible for obtaining insurance coverage on your behalf, whether it be auto liability insurance or homeowner’s insurance. These agents are obligated by law to act in the best interest of the buyer. For example, if you decide that you need insurance to help protect your home from …
Quick Facts You Need to Know About Flood Insurance
Hurricane Florence and the resulting floods have brought complete devastation to much of North Carolina. Some hope comes in the form of flood insurance, but these policies can be difficult to understand. And with water damage as the most common type of insurance claim in North Carolina and the rest of the country, it is …
What Does It Mean for an Insurance Company to Act in Bad Faith?
Depending on whether you are dealing with your own insurer, or with another person’s insurance, bad faith can mean different things. At least one principle applies across the board, however, and that is that it is not automatically bad faith for an insurer to deny your claim or to say that your claim is worth …
How an Insurance Adjuster Looks at Your Claim
Knowing that you deserve compensation is one thing. Figuring out the exact amount you are owed from a personal injury claim is another matter altogether. And it will often be up to an insurance adjuster to start the process of naming a monetary amount for compensation. Now you may be aware of the types of …
Talking with Insurance Companies: The Dos and Don’ts
After sustaining injuries in any type of car accident or personal injury accident, it is important to understand the rights that you have. You will have the right to recover personal injury compensation through the “at-fault” party’s insurance company if you are able to prove that their negligent actions led directly to your injuries and that …