Why do Employers Fight Workers’ Compensation Claims?

Workers’ compensation is designed to protect employees who have suffered injuries or illnesses related to their work. It provides financial support and medical benefits to workers who are injured on the job, regardless of fault. However, despite its intentions to provide aid to workers, the process can sometimes become hostile, with employers fighting against claims. 

But why do employers fight workers’ compensation claims? There are a variety of reasons why an employer may be against your claim. Find out more here and contact Whitley Law Firm now to speak with our qualified Raleigh workers’ compensation lawyers.

Financial Considerations

One of the primary reasons employers may fight workers’ compensation claims is the financial burden it places on their businesses. While workers’ compensation insurance is a legal requirement for most employers, the premiums they pay are influenced by the number of claims filed and the associated costs. 

High claim frequency or costly claims can lead to increased insurance premiums, which can strain a company’s finances, especially for small businesses or those operating in high-risk industries.

Reputation Management

Moreover, some employers may fear that a high number of workers’ compensation claims could tarnish their reputation. A perception of frequent workplace injuries may deter potential employees from seeking employment with the company and may also raise concerns among investors, customers, and other stakeholders about the safety practices and overall management of the organization. 

Consequently, employers may be inclined to dispute claims to maintain a positive image and preserve their competitive position in the market.

Productivity Concerns

Another factor contributing to employers’ resistance to workers’ compensation claims is the potential impact on productivity and workflow. When an employee is injured and unable to work, it can disrupt operations, leading to delays, decreased output, and additional costs associated with hiring temporary replacements or overtime for other workers. 

Employers may contest claims in an attempt to minimize the disruption to their business activities and ensure continuity in their operations.

Legal Implications

Legal considerations also play a significant role in employers’ decisions to challenge workers’ compensation claims. Employers may dispute claims based on their belief that the injury or illness was not work-related or that the employee’s actions contributed to the incident. They may argue that the employee failed to follow safety protocols or engaged in misconduct that led to the injury, thus absolving the employer of liability. 

Additionally, employers may seek to protect themselves from potential fraudulent claims or exaggerated injuries by conducting thorough investigations and challenging questionable claims. Hire our Raleigh catastrophic injury lawyers at Whitley Law Firm if you’re facing a serious workplace injury.

Cost Control and Long-Term Liability

Furthermore, employers may be motivated to contest workers’ compensation claims as a means of controlling costs and preserving their bottom line. Litigation and dispute resolution can be time-consuming and costly processes, but for some employers, the potential savings from denying or reducing compensation payouts may outweigh the expenses associated with legal proceedings. 

Employers may also view challenging claims as a deterrent to future claims, sending a message to employees that frivolous or fraudulent claims will not be tolerated.

Implications for Injured Workers

It’s important to acknowledge that while employers may have legitimate reasons for disputing workers’ compensation claims, their actions can have serious consequences for injured workers. Delayed or denied claims can exacerbate financial hardship and emotional distress for workers already dealing with the physical and psychological effects of their injuries. 

Additionally, disputes over compensation can strain employee-employer relationships, erode trust, and create a hostile work environment.

What Should You Do if Your Employer Becomes Hostile and Fights Your Claim?

If an employer is hostile and fights against your workers’ compensation claim, it’s crucial to take appropriate steps to protect your rights and ensure you receive the benefits you are entitled to. Here’s what you can do:

• Document everything: Keep detailed records of the incident, including the date, time, location, and witnesses present. Document any communication with your employer regarding the injury or the workers’ compensation claim process.
• Seek legal advice: Consult with an experienced workers’ compensation attorney who can assess your case and provide guidance on how to proceed. They can advocate on your behalf and help you navigate the complex legal system.
• File a formal claim: Follow the procedures outlined by your state’s workers’ compensation board to formally file your claim. Ensure that you provide all necessary documentation and adhere to any deadlines.
• Cooperate with investigations: Cooperate fully with any investigations conducted by your employer or their insurance company. Provide truthful and accurate information, but be cautious about providing statements that could be used against you.
• Appeal if necessary: If your claim is denied or disputed, you have the right to appeal the decision. Your attorney can assist you in preparing your case for appeal and representing you during any hearings or proceedings.
• Protect your health: Prioritize your health and well-being throughout the process. Follow your doctor’s recommendations for treatment and rehabilitation, and don’t hesitate to seek medical attention if you experience any new or worsening symptoms related to your injury.

Contact Us Now to Start Your Workers’ Compensation Claim

Employers may fight workers’ compensation claims for a variety of reasons, including financial considerations, reputation management, productivity concerns, legal implications, cost control, and long-term liability. If you’re facing a hostile employer, don’t wait to get in touch with us.

Are you interested in filing your workers’ compensation claim? Contact Whitley Law Firm now to get your free case evaluation.