You do everything you can to protect your business, employees, and clients from danger. In spite of your best efforts, an explosion happens and causes injuries and property damage. At this point, consult with a Fayetteville, NC, explosion damage lawyer to review your legal options.
With 90 years of combined legal experience, the Whitley Law Firm will help you deal with the ramifications of your explosion. If people were hurt and property was destroyed, a commercial property damage lawyer serving Fayetteville from our team can assist you. Contact us to request a case evaluation.
The Cost of an Explosion
Calculating your losses may be the last thing on your mind after your explosion. Fortunately, an explosion damage lawyer serving Fayetteville, NC, can submit an insurance claim on your behalf. They will ask your insurer to cover all of your losses, including:
- Business equipment and supplies that were damaged and destroyed
- Costs to repair building damage
- Lost income while your business restores its operations
- Medical costs to treat injuries of people hurt in your explosion
If people were injured in your explosion, the Whitley Law Firm can help. We can calculate your explosion-related losses and pursue maximum compensation. Discuss your case with a Fayetteville personal injury lawyer from our team.
For a free legal consultation with a explosion lawyer serving Fayetteville, call (800)785-5000
How an Insurance Company Will Handle Your Claim
Hire a Fayetteville, NC, explosion damage attorney as soon as you can. This gives you access to a lawyer who will guide you through the insurance claims process. Your attorney will help you submit the required documentation to start this process.
Initially, your insurance company will have an adjuster complete an investigation. The adjuster is likely to be thorough since they will search for any opportunity to contest your claim. Regardless of what happens, your lawyer advocates for you and protects your legal rights.
After an explosion in which people suffer severe burns and other serious injuries, you probably expect your insurance company to help these victims. However, your insurer may look for reasons to reject your claim. Thankfully, a Fayetteville catastrophic injury lawyer prioritizes the needs of explosion victims, and they will help you get fair compensation from your insurer.
Fayetteville Explosion Lawyer Near Me (800)785-5000
Why a Fayetteville, NC Explosion Damage Claim Will Be Rejected
You choose to go through the insurance claims process on your own and follow your insurer’s instructions to request compensation. Although you get through these instructions step by step, your claim is denied. There are many reasons why this can happen, such as:
You Were Negligent
As an insurance adjuster evaluates your losses, they may find you did not take safety precautions to protect against explosions. This could be considered negligent. Your insurer could argue that if you had followed proper safety protocols, your explosion could have been avoided altogether.
There Were Building Defects
You pay a contractor to complete building renovations or repairs and believe they did an excellent job. Yet, when an insurance adjuster examines your building, they find problems that contributed to your explosion. This could prompt your insurance company to say that your contractor should take responsibility for your losses.
The Information You Provided to Your Insurance Company Is Inaccurate and Untrue
You share plenty of information with your insurance company in the hopes that the business will approve your claim quickly. During your insurance adjuster’s investigation, they find that you stretched the truth. In this situation, your insurer could say that you misrepresented information relating to your explosion, leading the company to deny your claim.
There Is Not Enough Evidence to Support Your Claim
You are responsible for providing sufficient evidence to show that you are not responsible for your explosion and are dealing with losses as a result of the incident. If your insurance company can raise reasonable doubts about your proof, it will reject your claim. You can avoid this scenario altogether if you partner with an explosion damage attorney serving Fayetteville, NC.
If a fire and explosion at your business results in injuries and property damage, get help from a fire damage lawyer serving Fayetteville, NC. Your lawyer will negotiate with your insurance company, helping you secure the compensation you want. If your insurer has denied your claim, your attorney can appeal the company’s decision.
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When to Ask a Fayetteville, NC Explosion Damage Lawyer to Submit Your Claim
There is a three-year statute of limitations for personal injury claims, according to North Carolina General Statutes (G.S.) § 1-52. If you are worried about running out of time to submit your explosion damage claim, meet with a personal injury lawyer serving Fayetteville. Your attorney will file your claim right away.
Asking your insurance company to cover your losses does not guarantee the business will actually do so. Your lawyer understands this and helps you gather a wealth of evidence to support your claim. They can use property damage photos and videos, quotes from restoration services companies, and other proof to highlight the financial impact of your explosion.
Of course, your insurer may propose a settlement after you submit your claim. Your lawyer can discuss a settlement offer with you and help you figure out if it is in your best interests to approve it. If an offer is far less than what you want, you can decline it, and your attorney can keep negotiating with your insurer.
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Our Fayetteville, NC Explosion Damage Lawyers Answer the Call
Going through the insurance claims process by yourself is rarely a good idea, particularly for those coping with the aftermath of a business explosion. During this challenging time, you are focused on helping explosion victims recover from their injuries and getting your business up and running again. Meanwhile, your insurance company may only be focused on its bottom line.
If you have concerns or questions about how to approach an insurance claim, the Whitley Law Firm is here for you. Let us help you request compensation for injuries and property damage from your explosion. Get in touch with us to speak with our attorneys.
Call (800)785-5000 or complete a Free Case Evaluation form
