Most businesses operating in North Carolina must maintain workers’ compensation Insurance to protect employees from harm in the office, on the plant floor, or while on the clock in general. should you file a workplace injury claim, then, if you can benefit from workers’ compensation? Our Southern Pines workplace injury lawyers strive to answer that question.
Whitley Law Firm believes that you should take advantage of all of the tools at your disposal following a workplace accident. If your request for workers compensation goes unaddressed, or if you’re not going to receive the settlement you deserve, you can work with our team to file a workplace injury claim. Our Southern Pines personal injury lawyers stand with you.
Workplace Injury Claims Versus Workers’ Compensation Claims
How can you tell the difference between a workplace injury claim and a workers’ compensation claim? Moreover, is it worth it for you to file a workplace injury claim if you have the option to rely on your employer’s insurance?
Let’s break down the basics of a workplace injury claim first. These claims allow you to demand comprehensive financial support from the party responsible for your recent accident. The liable party you name in your claim may be your employer, a third party, or even one of your coworkers. These claims tend to offer you more support than workers’ comp claims.
North Carolina requires all of its business owners to offer their employees the right to file workers’ compensation claims after an accident, though, meaning that this opportunity for support is built into your position. That said, some employers will take nefarious steps to deny you coverage, including misrepresenting your employment status after an accident.
Workers’ compensation claims also put a cap on the amount of money you can recover from an accident. You may only receive two-thirds of your regular income on top of medical bill coverage and temporary disability payments. Personal injury claims, comparatively, entitle you to economic and non-economic damages.
What to Expect When You File a Workers’ Compensation Claim in Southern Pines
You have an obligation to inform your employer that you’ve been injured after a workplace accident. At the same time, you must inform your employer of your intent to file a workers’ compensation claim. Doing so allows your employer to communicate with an insurance provider so an insurance claims adjuster can assess the value of your losses.
You can then outline the severity of your accident in a workers’ compensation claim before waiting for an insurance provider to determine whether or not you deserve support. Sometimes, insurance claims adjusters will make bad faith assessments of your losses to minimize your right to recover. Other times, an insurance company may deny your claim.
You can bring a Southern Pines workers’ compensation attorney into conversations with an insurance company’s representatives to get ahead of this kind of misconduct. At the same time, we can begin compiling the data necessary to kickstart a personal injury claim should an insurance company fail to provide you with the support you deserve.
For a free legal consultation with a workplace injury lawyer serving Southern Pines, call (800)785-5000
When Should You File a Workplace Injury Claim?
If you want to file a civil claim against the party responsible for your workplace accident, you need to take action within North Carolina’s personal injury statute of limitations. The state outlines its statute of limitations in North Carolina General Statutes section 1-52, which states that you have no more than three years to act on your losses.
The civil courts in North Carolina believe that evidence more than three years older than an accident no longer accurately represents the nature of the accident in question. As such, these courts can deny your right to a personal injury claim if you try to file for support more than three years after your initial accident.
You don’t have to stress over your filing timeline, though. You can connect with a Southern Pines workplace injury attorney to balance your need to recover with your right to go to court.
Southern Pines Workplace Injury Lawyer Near Me (800)785-5000
When Should You Contact a Southern Pines Workplace Injury Lawyer?
We recommend that you connect with a personal injury lawyer sooner rather than later after a workplace accident. Even if you want to waive your right to a civil case, experienced attorneys can help you file a workers’ compensation claim and minimize an insurance provider’s bad faith behavior.
Your first case evaluation with Whitley Law Firm comes free of charge and does not obligate you to go to trial over your losses. We put you in control of how your case proceeds and work to make you as comfortable as possible with the legal process.
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What Damages Can You Expect from a Workplace Injury Claim?
The primary purpose of today’s workplace injury claims is to get the money you need to recover from an accident into your hands. Workplace injury claims allow you to recover more damages than workers’ compensation claims do, as you have the right to request support based on the economic and non-economic losses you sustained due to someone else’s negligence.
The losses you integrate into your completed claim may include the following:
- Ambulance fees and emergency treatment
- Medical expenses
- Pain management and mobility aids
- Lost wages
- Property restoration
- Emotional distress
You can work with our team to assign a dollar value to the non-economic losses relevant to your case before you kick off your fight for support.
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Let’s Get Together and Discuss Your Right to Compensation
The workplace injury lawyers in Southern Pines understand that your recent accident can prove devastating on more than one front. Not only are you forced to contend with an abrupt injury, but you may have to take time away from work, limiting your income as your bills start to dramatically increase.
That, fortunately, is where Whitley Law Firm comes into play. Our personal injury lawyers can help people like you stay on top of their financial health without introducing more stress into their life. You can contact us today to learn more about the civil process, your right to file a personal injury claim, and the representation we can offer you.
Call (800)785-5000 or complete a Free Case Evaluation form