Fayetteville, NC, Fire Damage Lawyer

A fire will impact your business long into the future. If the blaze causes property damage and injuries, get legal help. At this point, consult with a fire damage lawyer in Fayetteville, NC, and they will help you submit an insurance claim. 

In a situation where people get injured due to a fire at your business, consult with the Whitley Law Firm. We give you the Whitley Advantage, and our commercial property damage lawyer in Fayetteville will go the extra mile to help you out. Contact us today to discuss your case with our attorney. 

How an Insurance Company Handles a Fayetteville, NC Fire Damage Claim

You have commercial business insurance, which offers financial protection in many types of emergencies. Every insurance policy has specific terms and conditions. You may believe your fire damage and injuries are covered under your policy, but your insurer could disagree with you.

A fire damage lawyer in Fayetteville, NC, will go over your insurance coverage with you. They understand what your policy entails and answer any questions you have about it. From here, they work with you to file a claim and negotiate a settlement with your insurer.

If your fire caused injuries, partner with a Fayetteville personal injury lawyer from the Whitley Law Firm. We will represent your legal rights and protect your best interests as you deal with an insurance company. Reach out to us today. 

Documenting Your Fire Damage

Keep track of the fire-related losses since this will help you prove to your insurance company that you deserve compensation. A Fayetteville, NC, fire damage attorney will gather evidence and build a body of proof. Here are tips to help you document your losses after a fire:

• Take photos. These provide visual evidence highlighting the extent of your property damage. 
• Track your medical expenses. Those who were injured should go to a doctor, attend follow-up appointments, and continue to treat their injuries. 
• Keep your receipts. If you repair or replace damaged property, make sure you have receipts. 
• Document your conversations with your insurer. Log all phone calls, emails, and other communications between you and your insurance company. 

If employees or others were seriously injured in your fire, meet with a Fayetteville catastrophic injury lawyer. Next, you and your lawyer will explore ways to get compensation to cover injury costs related to your fire. Your attorney will also help you avoid mistakes during the claims process.

Fayetteville Fayetteville, NC, Fire Damage Lawyer Near Me (800)785-5000

How a Fayetteville, NC, Fire Damage Lawyer Can Help You

Submitting a fire damage claim does not entitle you to compensation. You are responsible for showing that you are in no way liable for your fire. If your insurance company has concerns about your claim’s validity, the business could deny it. 

Instead of going through the claims process on your own, have a lawyer represent you. With an attorney at your side, you can immediately file an insurance claim after your fire. Your attorney will provide a guide to filing insurance claims, along with tips and recommendations on how to approach a settlement offer. 

You have the right to approve, decline, or counter a settlement proposal. If you are debating what to do, your lawyer will assist you. They will provide insights into what will happen with any decision you make regarding a settlement. 

When to File a Fire Damage Insurance Claim

Based on North Carolina General Statutes (G.S.) § 1-52, there is a statute of limitations of three years for a personal injury claim. If people were hurt in a fire at your business, there is a three-year window to request compensation. After this period, you may be ineligible to submit a claim. 

Position yourself to get compensation in the near future by filing your claim as soon as you can. Notify your insurance company about your fire, and it will explain the next steps. Generally, your insurer will connect you with an adjuster who will review your losses.

Your fire damage attorney in Fayetteville, NC, will walk you through the claims process. In addition, they will help you present compelling evidence to support your claim. That way, it will be challenging for an adjuster to deny your request for compensation. 

Why Your Claim Could Be Denied 

If a fire causes damage and injuries, it should be simple to show your insurance company that you deserve money. Alternatively, an insurer looks out for its best interests above all else. Thus, your insurance provider could reject your claim for many reasons, such as:

• You do not have enough proof. The evidence you share raises doubts about whether your losses are actually related to the fire.
• Your policy does not cover your losses. You believe your coverage protects against fire damage and injuries, but your insurer says this is not the case. 
• Your property is defective. A property defect contributed to your fire, and this issue voids your insurance coverage.

Outside of having your claim denied, there is a chance your insurance company will offer you less compensation than what you want. If you are worried that this will happen to you, request help from an attorney. This gives you access to a legal advocate who will help you negotiate a fair and reasonable insurance settlement. 

Ask for Help From a Fayetteville, NC, Fire Damage Lawyer

Fire damage and injuries have long-lasting consequences. As your business deals with the aftermath of a fire, let a lawyer help you. When you do, you will be well-equipped to pursue compensation that you can use to rebound from your fire financially. 

The Whitley Law Firm removes the guesswork from the fire damage insurance claims process. We offer a free case evaluation to those interested in filing a claim for compensation based on fire damage and injuries. Contact us today to get started.