If you are thinking about filing a personal injury claim, chances are, you already have medical expenses you need to pay. While a fair result in your case could mean getting fully compensated for these medical bills, how do you pay for them in the meantime? That will depend on the type of accident you were in. Usually speaking, however, the defendant will not be the one paying your current bills while the case is pending.
Car Accident Injuries
If you were injured in a car crash, then you will probably have to foot your own bill until you can get your claim resolved. Probably, but not always. It is possible that either you or the other driver has “med pay” coverage, or medical payment insurance coverage. This policy can cover you during your car accident claim, usually for up to $10,000. If there is no such coverage in your case, or if you exceed that coverage, then you pay your own medical bills until your case ends.
Of course, if you win your case, you should be reimbursed for these expenses and then some. (The same goes for any motor vehicle accident; in boating accidents, however, there is almost never any such thing as “med pay” coverage.)
Slip and Fall Injuries
These premises liability cases almost parallel auto accidents, actually, as you will be on the hook for your ongoing medical bills unless the property owner has “med pay” coverage. Again, insurance policy will only cover you up to a limit. Any expenses beyond that limit have to be paid by you.
Workplace Accidents
If you are injured on the job, then you should not have to pay for your own medical bills. Your employer’s insurance should kick in to cover your medical costs. Of course, you still have to make sure that you get a fair amount of benefits from your workers’ comp claim, or that your claim does not get wrongfully rejected.
Getting a Fair Result at the End of Your Case
Whatever injury claim you need to file, no matter who is paying your medical costs right now, if you have been injured by someone else’s negligence, you need to make sure that your case ends with you collecting compensation for your damages. That includes any lost income and the pain and suffering you have gone through. And if you were injured in a workplace accident, then you should recover compensation regardless of who was at fault.
At the Whitley Law Firm, you could work with a Board Certified workers’ compensation specialist. Learn more about how a personal injury lawyer in Raleigh can provide the skilled representation that you need when you call us today!
