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When an insurance company discovers that one of its insured truck drivers may be liable for an accident, they will try their best to minimize the amount of compensation that they may have to pay for. To do so, they will create as much room for error as possible to get the at-fault party to negatively impact their claim.

Though the insurance company will try many ways to discredit a victim’s claims, one of the biggest mistakes to avoid after a truck collision in Charlotte is failing to contact an experienced attorney. A lawyer could provide you with guidance regarding your next steps and inform you of ways to obtain the compensation entitled to you. Schedule a free consultation today to learn more.

Downside of Admitting Fault After an Accident

When involved in a collision, some people’s first natural instinct is to apologize for their actions. Although they know they bear no type of fault, they are only saying ‘sorry’ because they are trying to be polite. While this may seem like a kind gesture, the truth of the matter is that the opposing party will use an apology as a way to rid themselves of any liability. As a result, it is imperative that the victim minimizes the amount of dialogue between them and the at-fault party.

Refusing Medical Attention

When a victim refuses medical attention following an accident, they are indicating that they did not sustain any serious injury as a result of the collision. Even while waiting for treatment, the insurance company can argue that because they did not seek initial medical treatment, they did not have a serious injury.

Some individuals may initially refuse treatment because they think the injury is not that serious and their issues will go away, or they may not want to involve themselves in the healthcare system.

Failing to Follow Up with a Doctor’s Orders

Victims looking to obtain compensation must keep in mind that their treatment will likely be a point of discussion in their case. If the case is worth a significant amount, the victim may find themselves in a tough position answering questions as to why they did not follow their doctor’s orders. Keeping this in mind, it is vital to make sure to follow up with any ongoing treatment recommended by a medical professional. It is understandable for someone to miss a doctor’s appointment if they have another pressing matter to turn their attention to, but victims are responsible for letting their doctor know ahead of time if they cannot make it to their appointment.

Danger of Providing Recorded Statements to the At-Fault Party’s Insurer

The manner in which insurance companies contact someone injured in a truck collision differs. Some companies may send representatives to the affected parties to meet with them in person or call them on the phone immediately.

In North Carolina, negligence laws are complicated. Insurance adjusters are trained to ask questions in a way that the injured person could lose their case based on a comment. This is why victims should never give any statement to an insurance company without at least getting a free consultation with an attorney.

Common Scenarios Where the At-Fault Party Would Offer a Check

In minor cases, insurance companies might offer settlements to pay for the medical bills up to a certain amount. They hope to get the injured party to sign off on an early settlement of their case before their medical bills get too large.

These are tactics are particularly clever and their scheduled releases are a form of deception. Keeping this in mind, an injured person should never accept a check from an insurance company unless it is related to getting the car repaired or replaced.

How can an Attorney Be of Benefit to your Case?

One of the main benefits an attorney could provide to victims looking to be compensated following a truck accident is to get the right experts involved early on to determine the issues of fault and gather evidence related to the accident.

An attorney could also help ensure that you do not fall victim to the biggest mistakes to avoid after a truck collision in Charlotte. To learn more about how an attorney to help, or to begin discussing the details of your case, call today to schedule a free consultation.