Raleigh Uninsured Motorist Coverage for Motorcyclists
While recovering from injuries in the aftermath if a motorbike crash may be an overwhelming ordeal, the recovery process may be exacerbated if an involved party is not insured. If you were not insured at the time of your motorbike accident, or if the other party was not insured, you may benefit from learning more about Raleigh uninsured motorist coverage for motorcyclists. A seasoned motorcycle accident attorney could help you navigate insurance claims as you tend to your health.
Understanding Uninsured Motorist Coverage
Raleigh uninsured motorist coverage for motorcyclists typically kicks in if a person is injured in a wreck that someone else caused, and the other individual does not have any auto insurance. The uninsured motorist coverage would protect the injured individual with a minimum limit up to $30,000. If someone operates a motor vehicle in the State of North Carolina, they need to have auto insurance up to $30,000. While it is a law that every motorist carries insurance, it does not mean that everyone will. This is why it could be important for motorcyclists to make sure they carry uninsured motorist coverage.
Since injuries stemming from a motorcycle wreck could be very severe, a motorcyclist may need to consider a minimum of $250,000 in uninsured and underinsured coverage at a minimum. Underinsured motorist coverage is another layer of protection for someone in the event that another person hits them, causes an injury, and is underinsured.
Umbrella Coverage for Motorists
Excess or umbrella insurance is extra liability insurance. This type of insurance further protects an individual in the event of an accident. The liability and the umbrella policy may help the individual who is injured if they are at fault. If a motorcyclist is at fault for causing a wreck and found responsible for the injuries that ensue, it could be a relatively large claim. If they only have $30,000 or $60,000 in coverage and they have vehicles, properties, and other assets, then they could be personally exposed. However, if they have an umbrella policy, it may protect them above and beyond what the first layer of insurance would step in and do. For more information about umbrella insurance coverage and their benefits, contact a lawyer.
Call to Learn More About Raleigh Uninsured Motorist Coverage for Motorcyclists
If you would like to learn more about Raleigh uninsured motorist coverage for motorcyclists, contact a dedicated attorney today. An experienced lawyer could walk through the benefits of your insurance options and how they could help protect you following a wreck. An attorney could also help you recover damages in the event that you have suffered an injury in a motorcycle accident. This may include speaking to the insurance company on your behalf, collecting evidence, and fighting for your right to compensation.
Call today and speak to an experienced attorney about Raleigh uninsured motorist coverage for motorcyclists. An attorney could provide legal support as you recover from your motorbike injuries. The sooner you reach out to a lawyer, the sooner they could begin working on your case.